Preheat oven to 375 degrees.

Lightly grease a 9x5 loaf pan.

In a large bowl, mix together flour, sugar, baking powder, salt and cheese.

In a second bowl, beat together egg, milk and oil.

Stir the flour/cheese mixture into the egg/oil mixture, stirring until moistened.

Pour batter into loaf pan.

Bake about 35 minutes, until a toothpick inserted into the center of the loaf comes out clean.

For a variation, substitute some parmesan cheese for the cheddar cheese.